Terms of Use

Last updated on September 20th, 2024

Welcome to www.investornomy.com. By accessing or using our website, services, or content, you agree to comply with and be bound by these Terms of Use. Please read them carefully. If you do not agree to these terms, you should not use our website or services.
The use of www.investornomy.com is governed by these Terms. Investornomy Incorporated., a Canadian company offers the Website, including all information, tools, and services available from the Website to you, the user, conditioned upon your acceptance of all terms and conditions stated herein. By accessing, using, subscribing, or placing an order over the Website, you agree to the terms and conditions set forth herein. If you do not agree to these Terms in their entirety, you are not authorized to use the Website in any manner or form whatsoever.

This is a binding agreement. these terms together with our privacy policy a legally binding agreement (the “agreement”) between you and Investornomy inc. This agreement governs your access to and use of the website and the services provided by Investornomy, any order you place through the website, by telephone, or other accepted method of purchase and, as applicable, your use or attempted use of the products or services offered on or available through the website. please print and retain a copy of this agreement for your records.

WEBSITE USE
The Website is intended for adults. If you use the Website, you are affirming that you are at least 18 years old or the legal age of majority in your state or province of residence (whichever is greater), have the legal capacity to enter into a binding contract with us, and have read this Agreement and understand and agree to its terms.

We recognize in certain instances, the Website may be accessed by youth under the age of 18. In these instances, by accessing the Website, you are affirming that your parent or guardian, of at least 18 years old, has given requisite verifiable consent for you to do so and that they agree to these terms on your behalf.

WEBSITE USER CONDUCT AND RESTRICTIONS
All aspects of our Website are protected by Canada and international copyright, trademark, and other intellectual property laws, including all content, information, design elements, text material, logos, taglines, metatags, hashtags, photographic images, testimonials, personal stories, icons, video and audio clips, and downloads. No material on the Website may be copied, reproduced, distributed, republished, uploaded, displayed, posted, or transmitted in any way whatsoever. The Investornomy trademark and logo are proprietary marks of Investornormy Inc., and the use of those marks is strictly prohibited. Nothing herein gives you the right to use, copy, reproduce, or otherwise display any logo, tagline, trademark, trade name, copyrighted material, patent, trade dress, trade secret, or confidential information owned by Invstornomy.

Subject to your continued strict compliance with these Terms, Invstornomy provides to you a revocable, limited, non-exclusive, royalty-free, non-sublicensable, non-transferable license to use the Website. You acknowledge and agree that you do not acquire any ownership rights in any material protected by intellectual property laws.

If you register for any of our training over the Website, Investornomy provides to you a revocable, limited, non-exclusive, non-sublicensable, non-transferable license to use the training content. You acknowledge and agree that: (1) the training content is exclusively owned by Investornomy Inc; (2) you do not acquire any ownership rights in the training content; (3) you may not modify, publish, transmit, participate in the transfer or sale, or create derivative works from the training content; (4) except as otherwise expressly permitted under copyright law, you may not copy, redistribute, publish, display or commercially exploit any content from the training without the express written permission of Invsetornomy; and (5) in the event of any permitted copying (e.g., from the Website to your computer system), no changes in or deletion of author attribution, trademark, legend or copyright notice shall be made. Images cannot be used or downloaded outside of the Investornomy platform. To the extent you breach any of the terms referenced herein, your rights will be immediately terminated without notice.
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3. PRIVACY POLICY: We respect your privacy and the use and protection of your non-public, personal information. Your submission of personal information through the website is governed by our Privacy Policy.

4. INFORMATION YOU PROVIDE; REGISTRATION; PASSWORDS; PROHIBITION AGAINST HOSTING THIRD-PARTY
As an Investornomy Training Participant, you will be required to register. You warrant that the information you provide us is truthful and accurate, and that you are not impersonating another person. You are responsible for maintaining the confidentiality of any details you may use to access your learning channels, and you agree not to transfer your details, or lend or otherwise transfer your use of or access, to any third party. You are also responsible for maintaining the confidentiality of proprietary or non-public information we may share with you, such as technical information, our pricing, our business strategy, and data about other past or current participants.

5. ORDER PLACEMENT AND ACCEPTANCE
If you order a service or product, payment must be received by us before your order is accepted. We may require additional information regarding your order if any required information was missing or inaccurate, and may cancel or limit an order any time after it has been placed. Your electronic order confirmation, or any form of confirmation, does not signify our acceptance of your order. You must contact us immediately at admission@investornomy.com in order to modify or cancel your pending order. We cannot guarantee that we will be able to amend your order in accordance with your instructions.

All items are subject to availability. We will notify you if any item is not available, the expected availability date, and may offer you an alternative product or service. If the availability of any product or service is delayed and you do not wish to substitute the product or service, upon your request, we will cancel your order and if previously charged, your payment card will be fully refunded for that specific order. We reserve the right to limit the sales of our products and services to any person, geographic region, or jurisdiction. We may exercise this right on a case-by-case basis at our sole and exclusive discretion.

Your purchase order of products and other services is conditioned on you re-affirming your acceptance of this Agreement.

All advertised prices are in, and all payments shall be in, U.S. Dollars.

6. REFUND POLICY
At Investornomy, we strive to provide the highest quality investment training and educational services. We are committed to delivering the content and services we promise. If for any reason you are not happy with our service, you may be eligible for a refund under the conditions outlined below.

Eligibility for Refunds: Refunds may be requested for training, if for any reason you do not like the training you signed up for, AND you are within the 10 days money back guarantee window. The 10 days start counting from the first day of the training which is the training start date, and not the date of purchase of the training which could happen several days before the training starts.
For subscription services which usually come with a free trial period, you are required to cancel your subscription at any time of your choice to avoid being billed. You can cancel your service at any time but any already billed subscription fee will not be refunded.

Conditions for Refunds: Refund requests must be submitted to our email (admission@investornomy.com) within the first 10 days from the training start date. Refunds will not be issued for Instances where the student is asking for refund beyond the first 10 days from training start date because they did not access or engage with the training content but the training materials were delivered as promised.

Refund Process: To request a refund, please follow these steps:

1. Contact Us at admission@investornomy.com with your proof of payment
2. We will review your request within 3-5 business days of receiving your submission.
3. If your request is approved, you will be notified and a refund will be issued to your original payment method within 30 business days. Depending on your financial institution, it may take additional time for the refund to appear in your account.

Limitations on Liability: While we are committed to delivering the content and services as promised, our liability is limited to the amount paid for the specific course, training program, or subscription service in question. We are not responsible for incidental or consequential damages resulting from unmet expectations.


7. DISCLAIMER
Investornomy is legally required to tell you that the information provided on this website is for educational purposes only and should not be considered as financial or investment advice. The author or owner of this website is not liable for any financial outcomes or decisions made based on the application of the information provided by our company on this website, on our social media pages, through email, or any other channel of communication. We are not financial advisors, and our content should not be construed as professional financial, investment, or legal advice. You are solely responsible for conducting your own research and consulting with a licensed financial advisor before making any personal investment or financial decisions. While we strive to provide accurate and up-to-date information, we make no guarantees about the completeness, accuracy, or reliability of the information presented. We believe in the power of knowledge and are dedicated to educating you. We hope our educational content empowers you on your financial journey and contributes to your success.


8. VOLUNTARILY SUBMITTED INFORMATION
Investornomy is pleased to hear from participants and welcomes your comments regarding our services. Investornomy may use testimonials and/or product reviews in whole or in part together with the name, city, and state of the person submitting it. Testimonials may be used for any form of activity relating to Investornormy Inc. services or products, in printed and online media, as Investornomy determines in its sole and exclusive discretion. Note that testimonials, photographs, and other information that you provide to us will be treated as non-confidential and nonproprietary, and, by providing them, you grant Investornomy a royalty-free, worldwide, perpetual, non-exclusive and irrevocable license to use them.

Investornomy reserves the right to correct grammatical and typing errors, to shorten testimonials prior to publication or use, and to review all testimonials prior to publication or use. Investornomy shall be under no obligation to use any, or any part of, any testimonial or product review submitted.

In the event that you voluntarily provide your mobile phone number through a website owned by Investornomy, you are consenting to receive automated and/or manual text messages from Investornomy about its products, services, and upcoming events. You can withdraw your consent by responding to an Investornomy text message with “STOP” at any time. This is the sole method of withdrawing consent to receiving text messages from Investornomy that is expressly agreed to by the parties. Standard message and data rates may apply.


9. LIMITATIONS OF LIABILITIES
To the fullest extent permitted by law, Investornormy Inc. and its officers, directors, employees, and affiliates will not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or related to your use of the website or services, including but not limited to financial loss, investment losses, or loss of data.

Our total liability, whether in contract, tort (including negligence), or otherwise, shall not exceed the fees paid by you (if any) for accessing the services in the twelve (12) months prior to the event giving rise to the claim.

10. DISPUTE RESOLUTION BY MANDATORY BINDING ARBITRATION AND CLASS ACTION WAIVER
Please read this arbitration provision carefully to understand your and your business’ rights. except where prohibited by law, you and your business agree that any claim that you or your business may have in the future must be resolved through final and binding confidential arbitration. you acknowledge and agree that you and your business are waiving the right to a trial by jury. the rights that you and your business would have if you went to court, such as discovery or the right to appeal, may be more limited or may not exist. you agree that you and your business may only bring a claim in an individual capacity and not as a plaintiff (lead or otherwise) or class member in any purported class or representative proceeding. you further agree that the arbitrator may not consolidate proceedings or claims or otherwise preside over any form of a representative or class proceeding.

There is no judge or jury in arbitration, and court review of an arbitration award is limited. However, an arbitrator can award on an individual basis the same damages and relief as a court (including injunctive and declaratory relief or statutory damages), and must follow these terms as a court would.

If you have a complaint, dispute, or controversy, you agree to first contact us at admission@investornomy.com to attempt to resolve the dispute or controversy informally. Any controversy or claim arising out of or related to the use of the Website, any product, service, or software, these Terms, the Privacy Policy, the Disclaimer, the Refund Policy, or your relationship with us that cannot be resolved through such informal process or through negotiation within one hundred and twenty (120) days shall be resolved by binding, confidential arbitration administered by the Arbitration and Alternative Dispute Resolution Institute of Canada (ADRIC) and judgment on the award rendered may be entered in any court having jurisdiction thereof. We agree that any claim we may have against you or your business will also be subject to this arbitration provision, except as provided in the Indemnification below. The arbitration will be conducted by a single neutral arbitrator in the English language in Canada, unless we both agree to conduct the arbitration by telephone or written submissions. The arbitrator shall be selected by agreement of the parties or, if the parties cannot agree, chosen in accordance with Rules of the ADRIC. The arbitration will be conducted in accordance with the provisions of the ADRIC Rules and Procedures, in effect at the time of submission of the demand for arbitration. The ADRIC Rules are available https://adric.ca or by calling (416) 487-4733. The arbitrator shall have the exclusive and sole authority to resolve any dispute relating to the interpretation, construction, validity, applicability, or enforceability of these Terms, the Privacy Policy, the Disclaimer, Refund Policy and this arbitration provision, and any other terms incorporated by reference into these Terms. The arbitrator shall have the exclusive and sole authority to determine whether any dispute is arbitrable. The arbitrator shall have the exclusive and sole authority to determine whether this arbitration agreement can be enforced against a non-signatory to this agreement and whether a non-signatory to this agreement can enforce this provision against you or Investornormy Inc.

Payment of all filing, administration, and arbitrator fees will be governed by the ADRIC’s Rules. In all other respects, the parties shall each pay their own additional fees, costs, and expenses, including, but not limited to, those for any attorneys, experts, documents, and witnesses.

The arbitrator shall follow the substantive law of the Province of Ontario without regard to its conflicts of laws principles. Any award rendered shall include a confidential written opinion and shall be final, subject to appeal under the Arbitration Act, Arbitration Act, S.C. 1991, c. 17, as amended. Judgment on the award rendered by the arbitrator may be entered in any court of competent jurisdiction within Canada.

You and Investornormy Inc. agree that disputes will only be arbitrated on an individual basis and shall not be consolidated, on a class wide, representative basis, or with any other arbitration(s) or other proceedings that involve any claim or controversy of any other party. You and Investornormy Inc expressly waive any right to pursue any class or other representative action against each other.

Failure or any delay in enforcing this arbitration provision in connection with any particular claim will not constitute a waiver of any rights to require arbitration at a later time or in connection with any other claims except that all claims must be brought within 1 year after the claim arises (the 1 year period includes the one hundred and twenty (120) day informal resolution procedures described above).

This arbitration provision sets forth the terms and conditions of our agreement to final and binding confidential arbitration and is governed by and enforceable under the Arbitration Act, Arbitration Act, S.C. 1991, c. 17, as amended.

This provision survives termination of your relationship with Investornormy Inc. , bankruptcy, assignment, or transfer. If the class action waiver is deemed unenforceable (i.e., unenforceability would allow arbitration to proceed as a class or representative action), then this entire arbitration provision shall be rendered null and void and shall not apply. If a portion of this arbitration provision (other than the class action waiver) is deemed unenforceable, the remaining portions of this arbitration provision shall remain in full force and effect.

You understand that you and your business would have had a right to litigate through a court, to have a judge or jury decide your case, and to be party to a class or representative action. However, you understand and agree to have any claims decided individually and only through binding, final, and confidential arbitration in accordance with this arbitration provision.



11. INDEMNIFICATION
To the fullest extent permitted by law, you agree to defend, indemnify, and hold harmless Investornormy Inc. and its officers, directors, employees, and affiliates from and against any and all claims, actions, loss, liabilities, damages, expenses, demands, and costs of any kind, including, but not limited to attorneys’ fees and costs of any litigation or other dispute resolution, arising out of, resulting from, or in any way connected with or related to (1) your use, misuse, or attempt to use the Website, products, or services, (2) information you submit or transmit through the Website, (3) your breach of these Terms, the documents they incorporate by reference, the Agreement, or the representations and warranties provided by you in this Agreement, or (4) your violation of any law or the rights of a third-party.


12. THIRD-PARTY LINKS
The Website may contain links to other websites. Investornormy Inc. assumes no responsibility for the content or functionality of any non-Investornormy Inc. website to which we provide a link. Please see our privacy policy for more details.

13. TERMINATION
This Agreement will take effect (or shall re-take effect) at the time you click “SUBMIT”, “REGISTER”, “I ACCEPT”, “I AGREE” or similar links or buttons, otherwise submit information through the Website, respond to a request for information, accessing, or using the Website, complete registration, select a method of payment, and/or enter in payment method information, whichever is earliest. If, in our sole discretion, you fail, or we suspect that you have failed, to comply with any term or provision of the Agreement or violated any law, whether in connection with your use of Investornormy Inc. or otherwise, we may terminate the Agreement or suspend your access to the Website at any time without notice to you. As well as any representations, warranties, and other obligations made or undertaken by you, shall survive the termination of this Agreement and/or your relationship with Investornormy Inc. Upon term/ination, you remain responsible for any outstanding payments to Investornormy Inc.

14. NO WAIVER
No failure or delay on the part of in exercising any right, power or remedy under this Agreement may operate as a waiver, nor may any single or partial exercise of any such right, power, or remedy preclude any other or further exercise of such right, power, or remedy, or the exercise of any other rights, power, or remedy under this Agreement. A waiver of any right or obligation under this Agreement shall only be effective if in writing and signed by Investornormy Inc.

15. GOVERNING LAW AND VENUE
These Terms of Use and your use of the website will be governed by and construed in accordance with the laws of Canada, without regard to its conflict of law principles. Any legal action or proceeding arising under these terms will be subject to the exclusive jurisdiction of the courts in Ontario, Canada.

16. FORCE MAJEURE
Investornormy Inc. will not be responsible to you for any delay, damage, or failure caused or occasioned by any act of nature or other causes beyond our reasonable control.

17. ASSIGNMENT
Investornormy Inc. may assign its rights under this Agreement at any time, without notice to you. Your rights arising under this Agreement cannot be assigned without Investornormy Inc. (or its assigns’) express written consent.

18. ELECTRONIC SIGNATURE
All information communicated on the Website is considered an electronic communication. When you communicate with Investornormy Inc. through or on the Website or via other forms of electronic media, such as e-mail, you are communicating with the company electronically. You agree that we may communicate electronically with you and that such communications, as well as notices, disclosures, agreements, and other communications that we provide to you electronically, are equivalent to communications in writing and shall have the same force and effect as if they were in writing and signed by the party sending the communication.

19. CHANGES TO THE AGREEMENT
You can review the most current version of the Terms at any time at https://www.Investornormy.com/terms . We reserve the right, at our sole discretion, to update, change or replace any part of the Agreement, including the Privacy Statement by posting updates and changes to our Website. It is your responsibility to check our Website periodically for changes. Your continued use of or access to our Website following the posting of any changes to the Agreement constitutes acceptance of those changes.

20. YOUR ADDITIONAL REPRESENTATIONS AND WARRANTIES
You hereby further represent and warrant: (1) that you are at least eighteen (18) years of age, or the legal age of majority in your jurisdiction, whichever is greater; (2) have read this Agreement and thoroughly understand and agree to the terms contained in this Agreement; and (3) that you will not resell, re-distribute, or export any product or service that you order from the Website. You further represent that Investornomy has the right to rely upon all information provided to Investornormy Inc. by you, and Investornormy Inc. may contact you by email, telephone, or postal mail for any purpose, including but not limited to (i) follow-up calls, (ii) satisfaction surveys, and (iii) inquiries about any orders you placed, or considered placing, on or through the Website.
21. SEVERABILITY
If any provision of this Agreement is found by the arbitrator or (if proper) a court of competent jurisdiction to be invalid or unenforceable, the remaining provisions shall not be affected thereby and shall continue in full force and effect and such provision may be modified or severed from this Agreement to the extent necessary to make such provision enforceable and consistent with the remainder of the Agreement.

22. ENTIRE AGREEMENT
These Terms and the Privacy policy, and any policies or operating rules posted by us on the Website or in respect to the Website constitutes the entire agreement and understanding between you and Investornormy Inc. and governs your access to and use of the Website and your ordering, purchasing, and use and/or attempted use of any service or product, and supersedes and replaces any prior or contemporaneous agreements, representations, communications, and proposals, whether oral or written, between you and Investornormy Inc. We may also, in the future, offer new services and/or features through the Website. Such new features and/or services shall also be subject to this Agreement, and any policies or operating rules posted by us on the Website. Any ambiguities in the interpretation of these Terms or the Agreement shall not be construed against the drafting party. When translations of these Terms are provided to You, they are only provided for convenience and the English language translation of these Terms shall govern.

23. CONTACTING US
We encourage our customers to contact us with questions or comments about our products and services. Please feel free to do so by sending an email to admission@investornomy.com

If you have any questions or inquiries concerning these Terms, you may contact Investornomy by email at admission@investornomy.com


Notices to you may be made by posting a notice (or a link to a notice) on https://www.Investornormy.com/terms-of-service  and such other sites we own and control, on our social media pages, by email, or by regular mail, at Investornormy Inc. discretion.

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